As a realtor the first question people ask me is whether it is a good time to buy a home. The answer to this question is not simple. There are many facets to this question.

As a home buyer the first thing you should ask yourself is whether you are ready to buy a home? Now how do you get ready:

1. Have you been in your current job for more than 2 years Read the rest of this entry…

From start ups in the earliest planning stages to established companies looking to expand, all kinds of businesses take out loans. Commercial lending can be used for initial expenses, financing ongoing operations, or major investments in equipment. After qualifying for a loan, businesses make monthly payments that include a portion of the original amount borrowed – the principal – plus interest to the bank or other lender. Read the rest of this entry…

Here are my top 10 suggestions for those who have never been through the home buying and financing maze:

1. Review your credit report. Don’t start looking for a home until you’re certain there are no credit problems or credit-reporting errors. Read the rest of this entry…

This section will give you a good Idea of the loan process and the time frame involved. The knowledge will help you feel more comfortable with your lender and will also help you spot any red flags along the way if they should appear. Read the rest of this entry…

When will the nation’s property values begin to appreciate again? This is the $64,000 question that real estate professionals, investors, and mortgage professionals would like to know. The truth is nobody can accurately predict the return of the real estate market.  Like everyone else, I can’t predict the end of this crisis either, but what I can do is tell you what will have to happen to facilitate that change. The answer is quite simple: America must reinvest in herself once again. Without an investment, real estate is as worthless as the Dollar is today. Read the rest of this entry…